Everything You Need to Know About Small Business Tax Payments

Are you starting a business and want someone to help do your taxes? Maybe you want an expert to guide you on the structuring of your company? If yes, you are in the right place. Choosing the right tax planning company is crucial for the well-being of your business. Since there are a variety of tax advisors, choosing the right one is critical. You need to ask the right questions to find the best tax advisor for our business. Since tax laws keep changing, overlooking small issues may heavily cost your business. 

Define your business needs.

Why do you want to hire a tax planning company? Some individuals want advice on how to start a business entity while others need help with taxes. Also, you may need a tax advisor to fix tax mistakes and maintain payroll taxes. Regardless of the reason, a tax planning company can help take care of your taxes. Since there are different types of tax advisors, knowing your business needs ill help find the right one. 

Consider the amount of work

You need to assess the amount of work to be completed when choosing a tax advisor. Let’s say you are supposed to handle customers but you find yourself spending more time on the tax realm. At this point, its important to hire a public accountant. Depending on the workload, you can hire an individual or an entire accounting firm. Since your business is growing, a considerable amount of work must be accomplished. This is the time to check lavicpa.com and hire a certified public accountant.

Ask for recommendations

By consulting the business in the same niche, it’s easier to get ideas about local tax experts. However, asking for referrals is just the beginning. There is more when it comes to hiring the right company for your business needs. 

Choose well

Do you want an enrolled agent or a public accountant? Knowing the difference between the two will help make an informed choice. 

1. Public accountants

While their role revolves around doing taxes, CPA experts offer broader services. Some of the common ones include:

  Recovery planning

  Protection against financial fraud


  Tax planning

  Performance evaluation

  Compensation evaluation and more

2. Enrolled agents

Their services are limited to tax preparation. They also offer tax resolution when necessary.

Industry expertise

Ask the number of years the accountant has been in the … Read the rest

Good Questions to Ask a Divorce Lawyer About Your Divorce

Are you having issues related to your family, such as divorce, child support, or child custody? If so, then it’s to seek professional and legal advice from a lawyer who specializes in matrimonial or family law. A family law attorney or simply family lawyer is a law practitioner who specializes in family-related cases like domestic violence, divorce, child support, child custody, child visitation, adoptions, guardianships, and spousal support.

A Family attorney not only offers legal advice to people who have such cases but also represents you in the court of law and negotiates on your behalf the potential legal actions. A reputable family attorney San Diego will take care of all the discussions and hearing with the third party and ensure your rights are protected. That said, let’s look at the various advantages of hiring family attorneys San Diego.

1. Extensive Knowledge of Family Law

  The biggest benefit of hiring a family law attorney is their better understanding of the matrimonial/Family Law. A reputable lawyer is able to use the loopholes of the law in favor of your case. In a complex case like divorce or child support, it pays a lot to hire a person who makes his living persuading various judges of their clients’ demand. Without having an experienced lawyer to give you legal advice, you’ll probably end up missing and misrepresenting some facts that can extensively damage your case.

2. Knowledge of the Procedure

  Different countries and states have different legal procedures concerning family matters. If you aren’t a lawyer or come from another state/country, chances are you are unaware of the different procedures. Some laws in some countries even cover how you need to present your case papers, which only a reputable family attorney will be aware of. The attorney will ensure that all your case papers are presented in the right manner that complies with the laws of the country. He will also argue your case to ensure it will not be immediately thrown out. 

3. Lowers The High Stakes 

Most family lawsuits usually involve high stakes. If you don’t know anything about the law, and you don’t have a lawyer to advise you, then you are most likely to lose.  Seeking legal advice from an experienced family law attorney can greatly lower the stakes for you as these experts have a better understanding of the laws and the legal procedure.

A lawyer … Read the rest

Everything You Need to Know About Buying Your First Home

A hard money loan company provides capital to individuals in the real estate business where the value of the property is used as collateral. Since they don’t consider the creditworthiness of the borrower, the cost of borrowing is higher than other lending institutions. The increased expense is a trade-off for the flexible repayment period – usually between 6 months to 2 years. If you want to renovate your property, you should get top-notch information about hard money lenders Los Angeles has to offer. So, how do hard money loans work? Read on and learn more! 

Who needs it?

Hard money loans are common to real estate investors. Unlike banks, the lending company does not look at your credit history. It’s suitable for individuals who have limited options when it comes to real estate financing. If you have poor credit score but you have enough equity to secure a loan, a hard money loan company is the go-to option. This scenario is common to property owners facing the possibility of foreclosure. 


If you approach a bank for a loan, you may be required to put down 20% of the purchase price. Likewise, if you go for a mortgage you have to put down 2% of the purchase price. In essence, this increases your monthly mortgage payment. When you find the best hard money lender, you can get up to 100% of the value of the property. The exact amount is based on the contract between the lender and the borrower. This means you’ll only be responsible for the monthly interest and origination fee to pay your loan in full. The interest rate will depend on the amount you borrow and the repayment period. 

Quick approval process

When working with banks and other financial institutions, there is a lot of paperwork involved. It can take you several months to secure the traditional mortgage. With a hard money lender, there are fewer hoops to jump through. Since the asset backs your loan, the lender will only be interested in the value of your property. The approval process can take a few days to a week. Most companies bypass the regulatory hurdles during the loan application process. It’s worth mentioning that you don’t have to prove you have a reserve to secure future payments.

Great for starters

While hard loans may not be suitable for every investor, it’s a great place to start … Read the rest